About Us
At Tate Financial, we value our relationships, the integrity of our actions and the care we take with each individual client.
We are committed to Helping you
Build wealth, preserve & protect it, and pass it on to the generations that follow.
Grow Your Wealth
Enjoy Your Retirement
Share Your Legacy
We work with you to understand your personal and financial goals. Based on those goals, we work together to develop financial strategies that help you to achieve what is of greatest importance.
We are client-driven and service-oriented with no obligations to try any specific financial institution, which means we act in your best interests, always.
We recognize that every client situation is unique and that there is no one-size-fits-all solution. Our planning process allows us to determine what strategies will best suit your financial concerns, goals and objectives as you grow your wealth.
Investment products are provided through ACPI.
Please click here for more information.
Our Team
Since 2007, we have been helping British Columbians with their insurance and financial planning needs, with solutions ranging from life insurance and living benefits to estate preservation tools.
Steve Tate, ba, cfp, cim, chs, rrc, epc, fcsi
Financial Planner & Associate Portfolio Manager
Designation Descriptions
Certified Financial Planner (CFP):
The Certified Financial Planner certification is the most widely recognized financial planning designation in Canada and represents the highest standards of competence, ethics and practice in the industry.
Chartered Investment Manager (CIM):
The Chartered Investment Manager Designation is a leading industry standard that is recognized by the Canadian securities regulators. It ensures that those who earn it have the knowledge, skills and tools necessary to evaluate and manage the most complex aspects of your investment portfolio.
Certified Health Insurance Specialist (CHS):
A Certified Health Insurance Specialist is a professional financial advisor specializing in living benefits, including income replacement and risk management solutions for individuals, business owners and professionals. The CHS is the only designation in Canada donating specialized knowledge in all areas of living benefits and is the premier credential in the health insurance industry.
Registered Retirement Consultant (RRC):
A Registered Retirement Consultant is a professional financial advisor specializing in retirement concepts and strategies, as well as the estate planning process and the many considerations and strategies involved in developing an estate plan.
Elder Planning Counselor (EPC):
The Canadian Initiative for Elder Planning Studies believes that working with the maturing client involves a “total needs approach”, and that these needs evolve from an individual’s early wage-earning years and continue to change as the individual moves through the ageing process.
Fellow of the Canadian Securities Institute (FCSI)
The Fellow of the Canadian Securities Institute is the highest honour and most senior credential in Canadian financial services. It is reserved solely for an elite group of experienced financial services professionals that meet the highest standards for advanced education, ethical conduct, industry experience and peer endorsement.
Steve’s passion and expertise revolve around retirement income planning, estate planning and inter-generational wealth management. Steve has a strong background in investment/portfolio management and uses these skills to optimize investment portfolios and financial plans for his clients. As an independent Certified Financial Planner he works for his clients so that they can relax and live the life that they envision.
Growing up in the Okanagan, Steve is an avid skier/snowboarder and golfer, having become a golf professional during university and continuing in the profession for a few years after graduation. Steve holds a Bachelor of Arts degree in History from the University of Victoria and is licensed as an associate portfolio manager in BC and Alberta. He is also licensed as an insurance advisor in BC and has been a Certified Financial Planner since 2010.
He provides securities advice and products through TF Wealth Management, a trade name of Aligned Capital Partners Inc. who is a member of IIROC and the CIPF. Click here for more information.
Deb Tate, ba, dipt, cim, epc, cea
Financial Advisor & Associate Portfolio Manager
Designation Descriptions
Chartered Investment Manager (CIM):
The Chartered Investment Manager Designation is a leading industry standard that is recognized by the Canadian securities regulators. It ensures that those who earn it have the knowledge, skills and tools necessary to evaluate and manage the most complex aspects of your investment portfolio.
Elder Planning Counselor (EPC):
The Canadian Initiative for Elder Planning Studies believes that working with the maturing client involves a “total needs approach”, and that these needs evolve from an individual’s early wage-earning years and continue to change as the individual moves through the ageing process.
Deb prides herself on educating clients about their options and empowering them to make informed and confident decisions about their financial future. Her diverse skill set helps her take the guesswork out of financial planning, and her clients appreciate her unbiased expertise and advice.
Having earned her Bachelor’s degree from McGill University and a business diploma from the British Columbia Institute of Technology, Deb draws on her analytical background, including commercial real estate analysis and mortgage underwriting, to provide her clients with a broad range of investment options.
Deb is an Associate Portfolio Manager and is also licensed as a Life Insurance Advisor in both BC and Alberta. She provides securities advice and products through TF Wealth Management, a trade name of Aligned Capital Partners Inc. who is a member of IIROC and the CIPF. Click here for more information.
Deb Tate, ba, dipt, cim, epc, cea
Financial Advisor & Associate Portfolio Manager
Designation Descriptions
Chartered Investment Manager (CIM):
The Chartered Investment Manager Designation is a leading industry standard that is recognized by the Canadian securities regulators. It ensures that those who earn it have the knowledge, skills and tools necessary to evaluate and manage the most complex aspects of your investment portfolio.
Elder Planning Counselor (EPC):
The Canadian Initiative for Elder Planning Studies believes that working with the maturing client involves a “total needs approach”, and that these needs evolve from an individual’s early wage-earning years and continue to change as the individual moves through the ageing process.
Deb prides herself on educating clients about their options and empowering them to make informed and confident decisions about their financial future. Her diverse skill set helps her take the guesswork out of financial planning, and her clients appreciate her unbiased expertise and advice.
Having earned her Bachelor’s degree from McGill University and a business diploma from the British Columbia Institute of Technology, Deb draws on her analytical background, including commercial real estate analysis and mortgage underwriting, to provide her clients with a broad range of investment options.
Deb is an Associate Portfolio Manager and is also licensed as a Life Insurance Advisor in both BC and Alberta. She provides securities advice and products through TF Wealth Management, a trade name of Aligned Capital Partners Inc. who is a member of IIROC and the CIPF. Click here for more information.
Keyana Poteate
Client Relationship Manager
Keyana joined the financial services industry in 2017 and brings strong administrative skills to her role as Tate Financial’s Client Relationship Manager. She is detail-oriented and works closely with Steve and Deb to ensure that clients consistently receive the highest level of service and professionalism in all interactions. She is knowledgeable, attentive and enjoys getting to know each of our clients.
Since joining our team Keyana has completed the LLQP program and the Canadian Securities Course. She is licensed as a Life Insurance Advisor and Investment Representative in both BC and Alberta and continues to increase her industry education to expand her skill set. In her free time, she enjoys spending time with family and friends, trying new restaurants and baking.
Securities advice and products are provided through TF Wealth Management, a trade name of Aligned Capital Partners Inc. who is a member of IIROC and the CIPF. Click here for more information.
Author of Best Selling Book
Pay Cheques & Play Cheques
Pay Cheques & Play Cheques
Retirement Income Solutions for Canadians
With the crazy financial markets of the last decade, most people feel that a storybook retirement is no longer possible.
Luckily, we share the math and science behind a successful retirement and prove that despite what most experts say, “happily ever after” is still within your grasp!
Career Opportunities
Tate Financial is a professional workplace with high-caliber staff. We have carefully created a progressive environment in which our employees are recognized for their talents and abilities, encouraged to learn and grow, and celebrated for their accomplishments.
We are always looking to add qualified financial advisors to our firm. If you are interested in a career as an independent financial planner, please email your resume to deb@tatefinancial.ca.